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Health Care and the Election--Stuntz

Health care may be the most heavily covered domestic issue in the current presidential race.  But the coverage has been lousy.  E.g.:  If I understand correctly, McCain's health care proposal would make employer-provided health insurance much more costly (by taxing the relevant benefits), but would also make individually purchased health insurance much cheaper (by providing a substantial tax credit).  Is it a good idea to shift from employer-provided care to the purchase of insurance by individuals and families?  You won't find the answer in the New York Times or on cable news shows.

 

I can think of one reason why the answer might be a resounding "yes."  We're entering an economic slowdown.  Anything that spurs job creation is a big plus.  And shifting the cost of health care away from employers makes the creation of medium-to-high-income jobs substantially cheaper.  That has to be good news for the economy, and good news for the competitiveness of American businesses.

 

Could be, there are good responses.  And maybe the issue has been well covered, and I've just missed it.  If not, this may be one more piece of evidence that the press is in the tank for Obama.  Seems to me, this is a lot more important than Sarah Palin's clothing budget.

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Comments ( 2 )

The downside to the McCain health care plan is that there are many people for whom finding individual health insurance would be impossible -- people with pre-existing conditions, people with records of higher than average health costs, older Americans. The $5000 that McCain would allot to families to cover the cost of individual health insurance won't cover a family with children in the present market, and should a dispute arise, the chances of an individual prevailing against an insurance company are far smaller than the chances of a business that provides group insurance.

I think the best reason to be against Obama's plan is that it moves us closer to a single-payer system, which is government run health care. But we already have a government run health care system: it's called Medicaid. And no one - not the patients who receive the care nor the doctors who provide it - like it one bit.

Single payer insurance is Medicaid for everyone, with all of the bureaucratic waste it entails. It's solidly against innovation and progress.

There's a reason why people from all over the world come to the US for treatment of deadly diseases and so few Americans would seriously entertain the idea of going anywhere else for their care.